Inheritance Tax: How Will New OTS Report Affect You?

Posted Aug 20, 2019.

A recent report based on a review carried out by the Office of Tax Simplification (‘OTS’) makes the proposal that the ‘seven year rule’ covering the giving of gifts as part of an individuals estate planning should be reduced to five years.

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Are you an executor for a will? Here are six things you should know

Posted Aug 13, 2019.

Whilst it’s something that many of us aren’t keen to consider and tend to put off, one of the key parts to consider when writing a will is who will be responsible for carrying out your wishes and handling your affairs once you have passed away? When you write a will, you will need to name an individual – or individuals – to carry out the instructions contained in the will – this person is the executor, or are called co-executer’s if there is more than one individual named.

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Disputed Life Insurance Claim results in £1.6m Payout

Posted Jul 31, 2019.

Many insurance companies have gained a bad reputation when it comes to paying out – or not paying out – when a policyholder or a beneficiary tries to make a claim. This applies to all types of policies, and many policy holders may feel powerless and frustrated should an insurer refuse to pay out for what they feel is a valid claim. However, professional legal help is available to contest such claims on your behalf, and the example below of a contested life insurance claim illustrates the huge di

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Trustee in £60,000 inheritance fraud is jailed

Posted Jul 30, 2019.

A trustee who faked his wife’s signature to illegally transfer thousands of pounds of his stepson’s inheritance to himself is now facing 3 years and 8 months in prison.

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Can a will be funny? 007 legend Roger Moore’s certainly was...

Posted Jul 23, 2019.

In life, British actor Roger Moore achieved his greatest fame and commercial success playing MI5 secret agent 007 – aka James Bond. Following the veteran actor’s death in Switzerland in 2017 aged 89, some of the content of his last will and testament has been revealed to the delight of his many fans.

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Lasting Power of Attorney – report suggests new safeguards to prevent fraud

Posted Jul 09, 2019.

A recently published report by a Government think-tank has recommended that the rules governing lasting power of attorney (‘LPA’)are tightened up to protect vulnerable people from increasingly sophisticated fraud.

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High Court Legal Battle To Decide Who Receives Parents £300,000 Inheritance

Posted Jun 29, 2019.

The High Court in London is set to decide which family members are entitled to receive a £300,000 inheritance in a rare case that also highlights the complications that can arise should a properly drafted will not be in place after an individual has died.

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Motor Insurance Claims – Are You At Fault and Who Decides?

Posted Jun 26, 2019.

A motor insurance accident will usually involve a claim on an insurance policy, and a common theme in virtually all such accidents is that there will be a financial cost involved. In the UK, insurance for cars, motorbikes, vans and other vehicles is compulsory, with the legal minimum being a policy that will cover damages, injuries and other losses suffered by other people involved who are deemed to be not at fault.

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Why the right time to make a Will is right now

Posted Jun 17, 2019.

With all the experience we have been helping people to arrange a suitable Will or Lasting Power of Attorney, we often get asked by our Clients what could happen if they didn’t have a Will? This is a very important question, and with a recent YouGov survey indicating that almost two thirds of UK citizens either have an unsuitable Will or no Will at all, it is best answered by a real life situation faced by one of our Clients last year.

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Life Insurance: Disputing a Beneficiary on a Claim

Posted Jun 10, 2019.

Having a life insurance policy in place in the tragic event of a loved one dying is often vital in ensuring that the beneficiaries of the policy will have some or all of their financial concerns taken care of. Beneficiaries of life insurance policies are usually other family members and loved ones, and monies provided by the policy can be used to pay off a mortgage, clear debts or indeed can be used to cover everyday expenses. This is especially important should those family members be unable to

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Report: over 12 million UK Citizens would legally challenge a will if unhappy with their inheritance

Posted May 31, 2019.

A recent report commissioned by UK insurer Direct Line provides further evidence of the importance of having a properly drafted will to ensure that your assets are distributed according to your wishes and to help prevent unpleasant and stressful family disputes.

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Widow succeeds in legal action against Apple over deceased husband’s online photos

Posted May 28, 2019.

When you lose someone close to you who had made a proper and comprehensive will to cover the disposal of their possessions and assets, it may come as a surprise how hard it can be to be granted access to their online content, in particular those unique and cherished photographs and videos .

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New figures show a huge increase in Lasting Powers of Attorney

Posted May 10, 2019.

Use of a Lasting Power of Attorney (‘LPA’), a legal mechanism and agreement that lets an individual appoint one or more people (known as ‘attorneys’) to help them make decisions or to make decisions on their behalf, has increased by 300% over the past five years. Statistics provided by the UK’s family court regarding LPA’s show that new LPA’s exceeded 800,000 in 2018, compared to 273,000 in 2013.

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6 things to look out for when making a Will

Posted May 10, 2019.

Making a Will is an important step to ensure that the disposal and distribution of your assets, home and personal effects when you die is carried out in accordance with your wishes. Whilst we have outlined the pitfalls of not having a Will in previous articles, there are also a number of factors to be aware of or to avoid altogether.

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House Contents Insurance: make sure you are adequately covered to avoid a future claim dispute

Posted Apr 30, 2019.

Whilst house contents insurance is often perceived as yet another annoying expense on top of all the other bills that we face, it is really important that when you take out insurance for the contents of your home, that you make sure that the cover is adequate for the TOTAL VALUE of your contents. Do not be tempted to save money on premiums by selecting a lower level of cover. Doing so could leave you with big problems should you need to make a claim, which is the whole point of having the cover

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House Contents Insurance: make sure you are adequately covered to avoid a future claim dispute

Posted Apr 30, 2019.

Whilst house contents insurance is often perceived as yet another annoying expense on top of all the other bills that we face, it is really important that when you take out insurance for the contents of your home, that you make sure that the cover is adequate for the TOTAL VALUE of your contents. Do not be tempted to save money on premiums by selecting a lower level of cover. Doing so could leave you with big problems should you need to make a claim, which is the whole point of having the cover

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New report highlights big increase in false insurance claims in UK

Posted Apr 25, 2019.

A new report from Cifas, the UK’s not-for-profit fraud prevention membership organisation, has highlighted a big increase in false and fraudulent insurance claims across the UK during the previous 12 months. Whilst the overall national increase is 27%, the biggest rise in false claims comes from motor insurance at 45%, and house insurance at a whopping 52%.

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Insurance policy small print – tips on avoiding a disputed claim

Posted Apr 17, 2019.

One of the least popular financial products consumers buy is insurance. Whilst compulsory for cars and other motor vehicles, there is a wide range of other insurance policies available covering everything from your home to your pets. It’s probably fair to say that most consumers find insurance at best simply boring, at worst extremely confusing – not to mention expensive.Because of this, many policyholders are often unaware of what their particular policies cover. There is often a range of cove

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MOJ office closures likely to affect probate cases

Posted Apr 16, 2019.

In a move likely to have an impact on those responsible for sorting out an individual’s property and financial affairs when they die, the Ministry of Justice (MOJ) has recently commenced a programme of closures for regional probate offices.

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Avoiding insurance disputes if there is a ‘no-deal’ Brexit

Posted Mar 26, 2019.

Among the raft of existing technical, legal and operational concerns that businesses have as the UK gets closer (in theory at least) to leaving the EU, UK businesses should also be reviewing their insurance arrangements and reporting to help avoid future insurance disputes post-Brexit.

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Lasting Power of Attorney and Living Wills – what are the main differences?

Posted Mar 25, 2019.

If you’ve made the important first step of writing a proper Will to ensure that your estate is dealt with according to your wishes, what are your options when it comes to deciding between as Lasting Power of Attorney (otherwise referred to as an ‘LPA’) or a Living Will, and what are the main differences?

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My personal injury claim has been rejected – can I appeal the decision?

Posted Mar 19, 2019.

When considering personal injury claims that have been rejected, there are two main stages where your claim may be unsuccessful: 1. Early Stage – where the solicitor or law firm has rejected your claim because they say it doesn’t have a sufficient chance of winning, or there is some other ‘technicality’ that makes your claim too difficult for them to handle 2. Late Stage – where your claim has gone through the full legal process but was ultimately unsuccessful based on the decision of a cour

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Life insurance company refuses to pay claim for dying former serviceman

Posted Mar 18, 2019.

A former Royal Navy submariner has had a claim under his life insurance policy refused by his insurer, despite him being unlikely to live more than another 12 months.

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Will April 2019’s new probate fees result in a re-think for wills and probate specialists?

Posted Feb 28, 2019.

As widely reported in both the mainstream and financial press, April 2019 will see the introduction of a new range of probate fees in the UK. The current probate application fees are pretty much ‘one size fits all’, with the fee payable being £215 if the application is made by an individual, or £155 if it is made by a solicitor.

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The top 5 reasons why your life insurance claim may not be paid

Posted Feb 22, 2019.

Life insurance policies, in common with many other types of insurance, can often seem to have a multitude of restrictions, exclusions and get-out clauses when it comes to actually make a claim. Whilst industry data from the Association of British Insurers (‘ABI’) indicates that the 98% pay-out rate for life insurance claims looks very impressive overall, the data masks the often life-changing impact on policyholders should their life insurance claim not be paid.

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Reasons why a Will might be contested – quick guide

Posted Feb 14, 2019.

As solicitors specialising wills and lasting power of attorney, we sadly often witness to the closest of family relationships being negatively affected by money, especially when it involves execution of the will of a recently deceased loved one. A will is often be contested by family members and potential benefactors, especially if the will was not drawn up properly by a solicitor. Contesting a will often combines feelings of betrayal and disappointment with the raw emotion of bereavement, and c

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Injury claim rejected for being too old? – get a second opinion quickly!

Posted Feb 14, 2019.

When representing their clients who need to make a personal injury claim, many solicitors often reject a claim because it is too near the legally defined time limit for taking action. Over the years, we have seen many perfectly valid claims be turned down by certain solicitors and law firms for this reason, with many clients missing out on compensation that they were fully entitled to. As a result, at Bakers we have become UK leaders in running an winning injury claims of all types that may have

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What to do next if your pet insurance claim been refused?

Posted Jan 31, 2019.

As with many types of insurance, it can be extremely frustrating if the insurer of your beloved pet refuses to pay out on a claim. As pet owners, we want the best care possible for our animal friends but with the advances in veterinary technology and capability leading to ever higher treatment costs, having insurance that won’t pay can result in significant financial outlay for owners.

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Big changes to probate fees are due this April

Posted Jan 29, 2019.

The government has announced that a new range of probate fees are to be introduced this April, in a move that is likely to represent a significant increase compared with the current fee structure for a typical probate application.

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What can you do if your travel insurance won’t pay your claim?

Posted Jan 17, 2019.

In this age of easily accessible and relatively cheap international travel, we all recognise the need to ensure that should things go wrong, we have insurance in place to cover ourselves and our families. However, as with all types of insurance, sometimes there can be disputes over what you can claim for. Such claim disputes may be perfectly valid, but sometimes it can be a case of an insurance company trying to avoid paying a claim that is actually covered under the terms of the policy.

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Making a will – what if you die without one?

Posted Jan 11, 2019.

With research indicating that over one in three people in the UK die without making a will, it is very important to understand what happens if you don’t have a will and the potentially huge impact this can have on your family and loved ones.

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Why has your insurance company refused to pay your claim?

Posted Dec 31, 2018.

Insurance – something that most of us understand is important (and can sometimes be vital) but many of us resent having to pay for, especially if there is a problem or dispute when we come to make a claim on the policy. Insurance cover is available for a vast number of risks, including compulsory car and vehicle insurance, house buildings and contents insurance, life and medical insurance, business insurance and many more.

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Claiming for injury compensation when liability is in dispute or has been denied

Posted Dec 31, 2018.

When making a claim for personal injury compensation, liability – that is, who is at fault – is usually reasonably easy to establish. For example, if you were hit from behind in your car whilst stationary, it is highly likely that the vehicle and driver who crashed into you will be deemed to be at fault and liable. These types of claims usually result in a reasonably quick and straightforward settlement. However, there are a large number of injury claims where the issue of liability and who

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Do you really need a solicitor to write your will?

Posted Dec 21, 2018.

Writing a will is an important action that most people will take at some point in their lives. It’s one of those things that is tempting to put off and postpone, but as well as writing your will ‘the earlier the better’ being the best overall advice, it is also important to understand the many advantages of using a qualified, professional and experienced solicitor to write your will.

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Has your personal injury claim been rejected? What to do next…

Posted Dec 17, 2018.

There is nothing more frustrating than having your claim for personal injury rejected by a solicitor. Whether you have been injured in a road traffic accident, at work or whilst in a public place, no one wants to hear that they will not being able to be compensated for injuries caused by someone else because your solicitor won’t run back your claim.However, it’s important to understand that just because one solicitor has rejected your claim, this does not necessarily l mean that your claim has n

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Mobile phone insurer who failed to handle claims fairly hit with £5.2m fine

Posted Nov 29, 2018.

The European arm of insurance giant Liberty Mutual has been hit with a £5.2 million fine after the UK’s Financial Conduct Authority (FCA) found that the US based insurer had failed its customers in not handling mobile phone claims fairly.

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Are YOU ready and willing?

Posted Nov 27, 2018.

Let me tell you a story about the importance of making a Will. It happened at Christmas time about ten years ago...

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New medical panel could address increased rugby injury claims

Posted Nov 16, 2018.

A leading personal injury and negligence lawyer is recommending that professional rugby in England now needs a new, independent medical panel to help stem the tide of injury claims in the game. Such a panel would analyse the most common types of injury, asses trends and provide recommendations to help minimise risk to players. As well as helping to minimise game and training injuries to individual players, such advice would also help to protect clubs and governing body the RFU (Rugby Football Un

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Supermarket injury compensation claims – what you need to know

Posted Nov 13, 2018.

Dominated by what is known as the ‘Big Four’, the well known brands who together control almost three quarters of the UK’s grocery market, supermarkets are the country’s most visited retail environments and shops. As a result, despite specific health and safety policies being required, suffering from an injury that was not your fault in a supermarket is not uncommon. Competition from other, newer brands - with the resultant cost cutting such as zero-hours contracts and under staffing – can ofte

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Increased support for campaign to help injured workers

Posted Oct 30, 2018.

A campaign launched by UK trade union the Union of Shop, Distributive and Allied Workers to support injured workers who take legal action against their employer has received additional backing from a number of MP’s and the British Safety Council.

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New mesothelioma industrial disease ruling may affect UK compensation claims

Posted Oct 25, 2018.

A recent appeal court decision in the US is set to have significant implications for suppliers and manufacturers in the UK involved in the production of components that contain asbestos and the subsequent health risks involved.

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Tailgating – new campaign to address a major cause of serious injury and death on UK roads

Posted Oct 17, 2018.

A recent campaigned launched by Highways England is highlighting one of the major causes of serious road traffic accident (RTA) related injuries and fatalities on the UK road network – tailgating.

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Ryder Cup golf injury victim may seek financial compensation

Posted Oct 08, 2018.

The potential dangers of spectating at golf tournaments was highlighted recently following the shocking eye injury suffered by a spectator at the Ryder Cup tournament being held at Le Golf National club near Paris, France.

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Cyclists to be exempt from stringent injury compensation reforms

Posted Sep 28, 2018.

In what has been hailed as a ‘victory for common sense’, charity Cycling UK are delighted that the government, in a second reading of a House of Commons Bill, has announced that the planned and more restrictive legal reforms in the personal injury sector will now exclude cyclists.

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Will artificial playing surfaces result in more sports injury claims?

Posted Sep 21, 2018.

Following a recent long term injury to a player in the Scottish Premier League suffered whilst playing on an artificial surface, will such injuries result in an increase in injury compensation claims?

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Claims Guide: Injuries Suffered on Private Property

Posted Sep 13, 2018.

Just because you may have suffered an injury on private property, it does not mean that you will be unable to make a claim for compensation should the accident and injury be someone else’s fault.

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Six Tips for Safer City Cycling

Posted Sep 06, 2018.

As the long, lazy days of summer start to fade, the onset of autumn will mean a return to work or education for many of us. With the big increase in cycling as means to commute to work, school or college, it is particularly important that cyclists in busy towns and cities take appropriate steps to keep themselves safe and injury free.

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Faulty camping stove results in horrific burn injuries

Posted Aug 30, 2018.

A camping stove purchased from a leading online shopping website caused extensive and horrific burn injuries to a man who was testing it prior to a camping trip.

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Beauty salon in £1m injury compensation claim after customer suffers a stroke

Posted Aug 23, 2018.

Following a visit to a beauty salon in April 2016 for a cut and colour, a mother of two is claiming that the treatment she received caused a massive stroke, leaving her unable to see, speak or move for 24 hours.

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Cyclist dies after hitting pothole that should have been repaired

Posted Aug 18, 2018.

An inquest has revealed how keen triathlete Kate Vanloo was killed in a cycling accident in January 2016 after hitting a pothole that should have been repaired two months earlier.

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Crumbling Parliament building blamed for spate of staff injury compensation claims

Posted Aug 09, 2018.

A recent government dossier, published as a result of a freedom of information request by the PoliticsHome website, has revealed an amazing number and range of injuries suffered by Westminster staff and visitors, many of which have seen the injured person receiving compensation for their injuries.

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Claiming Compensation for a Burn Injury

Posted Jul 31, 2018.

Burn injuries encompass a wide range of types and severity. Some can be relatively minor, needing little treatment and not leaving a lot of permanent damage, whilst some can be extremely serious, leading to long term damage to skin, hair, eyes, ligaments, nerves and internal organs. Then there is the psychological impact of a burns injury to be taken into account, with many victims exhibiting obvious and disfiguring consequences that can have a severe impact on their confidence and mental healt

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Insurance premiums rise despite big reductions in personal injury compensation payments

Posted Jul 27, 2018.

In what has been described as the ‘best year this century’, newly published figures show that 2017 was a stellar year for UK insurance companies, mainly due to rising motor insurance premiums and a fall in personal injury compensation claims.

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Quick guide: Accident Injury Claims for Military Personnel

Posted Jul 18, 2018.

If you are a member of the UK’s armed forces – Army, Navy or Airforce – then like any other employee, you have basic rights to make a claim for compensation if you have been injured in an accident or incident that wasn’t your fault. Whilst there are some specific exceptions for HM Forces personnel, the legal entitlement to claim compensation are the same as if you were a nurse, builder, engineer or indeed any other employee.

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£800,000 NHS personal injury claimant may be jailed

Posted Jul 10, 2018.

A man who was seeking over £800,000 in a medical negligence injury claim against an NHS Trust is facing a possible prison sentence following allegations of fraudulent exaggeration.

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Top 5 work hazards that lead to injuries or illness

Posted Jun 30, 2018.

Despite huge improvements over the past 30 years in workplace health and safety, many work environments contain a variety of hazards that lead to workers and staff being injured, sometimes seriously. Being aware of your work environment and understanding the dangers that may me present is the best start point to staying safe at work. Based on the many injury compensation claims we have won, the following list outlines the top 5 hazards to look out for.

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Are production pressures resulting in unreported staff and worker injuries at Tesla?

Posted Jun 26, 2018.

Recent reports from the USA have accused pioneering electric car manufacturer Tesla of hiding the true number of worker injuries at its factory in Freemont, California. Tesla Inc, co-founded in 2003 by leading engineer and entrepreneur Elon Musk, has often been criticised for being far too optimistic on new car delivery timescales, exacerbated by production of the new, much cheaper Model 3, with the consequent time pressures likely to be a key factor in Tesla’s number of worker injuries.

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Claims guide: Carbon Monoxide Poisoning

Posted Jun 19, 2018.

Whilst MP’s are pushing for a review of regulations regarding the installation of carbon monoxide detectors in domestic and rented properties, what happens if you have been unfortunate enough to have suffered from carbon monoxide poisoning and what grounds do you have to make a claim for compensation?

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Quick guide: Personal Injury Claims in Rented Properties

Posted Jun 12, 2018.

Do you live in a rented house or flat? If so, it is well worth learning about your rights as a tenant, particularly if you are unfortunate enough to suffer an injury in your home that is a result of your landlord’s negligence.

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Team GB athlete wins injury compensation claim against national governing body

Posted May 31, 2018.

Former British bobsleigh athlete Serita Shone has won her legal action and compensation claim against the British Bobsleigh and Skeleton Association (BBSA) following injuries she suffered whilst in training in 2011.

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Sports Injuries – when can you claim for compensation?

Posted May 26, 2018.

Most sports played in the UK, by their very nature, involve varying degrees of physical activity, exertion, contact and risk. As sport also encourages its participants to push themselves physically, and consequently, injuries are likely at some point.

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Injury compensation claims following an accident in a supermarket

Posted May 21, 2018.

Supermarkets are the UK’s busiest retail environments, and thousands of accidents occur each year, be they in one of the big chain superstores or a smaller, local shop. Supermarkets are like any other business – they have a legal duty of care through the Occupiers Liability Act 1957, and must take reasonable steps to help prevent customers from having an accident in one of their premises. They also have a similar duty of care to their staff, primarily covered by 1974’s Health and Safety at Work

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Making an injury compensation claim following a dog bite or attack

Posted May 09, 2018.

If you can believe what you read in certain sections of the UK media, it would appear that Britain is in the grip of an ever more frequent series of attacks by dogs on people, some with devastating or even fatal consequences. So, as a self-proclaimed nation of dog-lovers’, what is the reality regarding dog attacks and bites in the UK and how can you go about claiming for compensation should this happen to you?

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TV star Ant McPartlin receives massive drink-driving fine following London car crash

Posted Apr 30, 2018.

In a case that has received widespread coverage UK media, popular TV star Ant McPartlin – one half of award winning presenting duo Ant and Dec – has been fined a massive £86,000 for drink-driving, as well as being banned from driving for 20 months, following a road traffic accident in London.

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Claimant to receive compensation as fundamental dishonesty appeal is dismissed

Posted Apr 23, 2018.

In an example of one of the first cases of its type, a defendant in a personal injury compensation claim has had their plea of fundamental dishonesty rejected by the High Court in London.

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Will common sense prevail? Parliament to debate excluding cyclists and pedestrians from sweeping personal injury reforms.

Posted Apr 12, 2018.

In a motion tabled by Labour MP Catherine West – whose constituency is Hornsey and Wood Green – MP’s are being asked to sign a Parliamentary Motion, a formal proposal for further discussion, debate or decision on a specific topic. The motion will request that the Government remove vulnerable road users (VRUs) from the recent Civil Liability Bill, which includes sweeping reforms to personal injury law that many feel will be unfair and detrimental to injured people.

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Professional musician wins landmark injury claim for hearing damage

Posted Apr 05, 2018.

In a landmark case that could have significant impact on the conditions and environments that professional orchestra musicians are expected to work in, a classical viola player has won his claim for hearing damage against the Royal Opera House Covent Garden Foundation in London. Damages are yet to be assessed, but could well amount to at least £750,000.

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Pothole claims for cyclists – average compensation now at £11,000

Posted Mar 28, 2018.

New figures obtained under a freedom of information request by campaign group Cycling UK has shed light on the compensation levels currently being paid to cyclists who have been injured or have had equipment damaged as a result of hitting a pothole.

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Government announce significant reforms for personal injury claims

Posted Mar 22, 2018.

An announcement made by the Ministry of Justice (MOJ) earlier this week confirmed that the Government is still set on further, far reaching reforms affecting personal injury claims of all types that are likely to have a detrimental financial impact on claimants. The reforms, part of an overhauled Civil Liability Bill, will particularly affect claims for whiplash and also the discount rate calculation, which is the method used to calculate the level of compensation awarded in personal injury clai

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£100,000 plus compensation in crazy golf injury claim

Posted Mar 13, 2018.

A recent High Court decision from a case involving a child (referred to as ‘J’) blinding another child with a golf club has resulted in the child’s mother being ordered to pay the compensation bill, likely to be a six-figure sum. The incident, which took place in 2013, happened at a children’s birthday party at Bosworth Water Park, Nuneaton.

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Injury Claims from Building and Construction Sites

Posted Mar 06, 2018.

The building and construction industry in the UK is a major part of the economy, employing thousands of people across a wide range of trades and skills. However, compared with similar comparable occupations, workers on UK construction sites are the most likely to suffer an injury following an accident. If you are unfortunate enough to have this happen to you, you may be able to make a claim for compensation that reflects the severity of your injury.

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My child was injured at school – am I entitled to make a claim?

Posted Feb 28, 2018.

Children can be involved in a wide range of accidents whilst they are at school. We all know how inquisitive a child can be and as they spend such a large proportion of their childhood at school, unfortunately injuries as the result of accidents do occur, even with the correct health and safety procedures in place.

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UK Whiplash RTA claims – whose statistics to believe with reforms coming?

Posted Feb 21, 2018.

With recent announcements from the Ministry of Justice (MOJ) confirming the government’s intention to push ahead with further personal injury reforms – particularly for whiplash claims – that will have a serious impact on an injured individuals ability to obtain fair compensation, it is worth looking at the data that is being used to push through with these reforms.

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Is Alternative Dispute Resolution appropriate for medical and general negligence claims?

Posted Feb 12, 2018.

In a recent submission to the Civil Justice Council’s ADR review, NHS Resolution (formerly known as the NHS Litigation Authority) – the bulk of whose work involves defending negligence claims on behalf of various NHS indemnity schemes – has proposed that both claimant and defendant sides should have to engage in a suitable type of Alternative Dispute Resolution (ADR) prior to the issue of proceedings.

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Injured by an uninsured driver? See how to make a claim from the MIB

Posted Feb 05, 2018.

Despite big increases over the past 10 years in the use of ANPR ('Automatic Numberplate Recognition') cameras and easy to check police databases, there are still a significant number of uninsured – whether intentionally or unintentionally – cars, vans and other vehicles on the UK road network. If you are unlucky enough to involved in an accident with an uninsured or untraced driver, you are still able to make a claim whether or not you have been injured.

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Cycling helmets – should they be compulsory and do they prevent injuries?

Posted Jan 30, 2018.

As a result of the boom in cycling over the past few years, there has been a lot of comment, claim and counter claim in the mainstream media, cycling press and on social media regarding the use of cycling helmets, whether they should be compulsory and if in fact their use actually helps to reduce the number of head injuries and fatalities.

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Proposed increase in personal injury claims limits attacked

Posted Jan 22, 2018.

Comments made during the recent justice select committee meeting held to discuss the Governments proposed radical changes to personal injury claims legislation has resulted in heavy criticism from solicitors and law firms and representative bodies who represent clients making personal injury claims.

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Court of Appeal allows future bereavement damages payments for unmarried partners

Posted Jan 11, 2018.

In what has been described as a historic and long overdue decision, the Court of Appeal recently allowed an unmarried woman to be awarded bereavement damages that previously had only been available to married couples.

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Progress in personal injury: cold-calling claims firms raided

Posted Jan 05, 2018.

In a move welcomed by the team here at Bakers Solicitors and no doubt by all dedicated professionals who help to properly run personal injury claims in the UK, a recent series of raids by the Information Commissioners Office (ICO) has revealed a network of unscrupulous Claims Management Companies (CMC’s) in the Nottingham area.

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Bakers Guide: Injury Claims for Children (Minors)

Posted Dec 28, 2017.

As with adults, children can also suffer from injuries resulting from an accident and may also be entitled to claim for compensation. Of course, because they are children (or ‘minors’ – this is the legal definition used by courts in the UK), the claims process and the way the case is handled is somewhat different.

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Personal Injury claims limits to be reviewed in 2018

Posted Dec 18, 2017.

Government plans, announced at a recent Justice Select Committee meeting, are going to face independent scrutiny in a move that is positive for both individual personal injury claimants and access to justice overall.

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Driving on snow and ice – top tips to help avoid accident and injury

Posted Dec 11, 2017.

With much of the UK currently experiencing cold, icy and snowy (and also it has to be said somewhat festive!) conditions, it’s a good time to remind ourselves how to stay safe on the roads and avoid becoming involved in a road traffic accident.

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Bakers Guide: Using Before The Event (‘BTE’) Legal Expenses Insurance for your injury claim

Posted Dec 05, 2017.

If you’ve had some sort of personal injury claim, such as an accident whilst driving, on a motorbike or perhaps an injury suffered whilst you were at work or in a shop or restaurant, you may discover that you have already paid for legal expenses insurance – known as Before The Event or BTE Insurance – as an add-on to an existing insurance policy (such as car, bike, home or credit card insurance). If this is the case, then its worthwhile understanding how BTE Insurance works and what it does / do

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Manchester United star in High Court defective product claim

Posted Nov 30, 2017.

Marouane Fellaini, Manchester United’s Belgium international midfielder, is suing sportswear manufacturer New Balance over claims that the football boots they have supplied to the player were of poor quality and resulted in significant damage to his feet.

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Workplace Injuries – The UK’s Highest Risk Region Identified

Posted Nov 27, 2017.

A recent report by the UK’s Health and Safety Executive (HSE) has identified North Warwickshire as the region in the UK with the highest number of workplace injuries.

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Cycling Road Safety and The Law

Posted Nov 22, 2017.

Whether you cycle for fun, to get fit or to commute to work / college, being pro-active about your safety should be a prime consideration. In addition to the practical steps you can take, especially around being visible to other road users (lights, hi-vis clothing, etc) and bicycle maintenance (especially ensuring brakes and tyres are well, maintained and fit for purpose), it is also important to refresh your knowledge and understanding of the Highway Code.

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Car and Motorcycle insurance premiums at record highs – but personal injury claims are not to blame

Posted Nov 20, 2017.

Motor insurance premiums and insurance company profits are rising despite personal injury claims not being responsible

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Holiday Sickness Claims – Why is there an epidemic?

Posted Oct 19, 2017.

There has been much hype in the media recently about fraudulent holiday sickness claims and as a personal injury firm we wanted to shed light on what is happening in the industry.

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Drowning Prevention Week - Be Water Aware

Posted Oct 19, 2017.

It is Drowning Prevention Week 2017 led by the Royal Life Saving Society UK (RLSS). I can remember being taught to swim when I was young and the sense of achievement when I first made it across the pool unaided. At that time our local swimming pool was a huge, drafty and freezing cold....

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Keeping dogs under proper control

Posted Oct 19, 2017.

Being a dog owner comes with a huge amount of responsibility, as well as a lot of reward from a four legged friend. With the right care and training a dog can be a huge asset to their owner’s life. However, there are dog owners who fail to devote the necessary time and training to their dogs and lack the skills to handle them properly. We have all seen dogs on their leads, merrily pulling their owner the way they want to go, that it is often difficult to perceive who is taking who for a walk!

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Safety on Public Transport

Posted Oct 19, 2017.

Safety is paramount, not least on public transport. Here passengers are putting their safety in the hands of the transport companies. When using public transport, the passengers last thought is whether the vehicle is road/rail worthy, the driver is properly trained and experienced and that safety checks and risk assessments have been carried out. We take it for granted that these things are in place.

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Whiplash

Posted Oct 19, 2017.

Whiplash claims have had a bad press in recent times and have been cited as the reason for the proposed reforms for small claims in the UK. The problem is that whiplash injuries do not always present themselves at the scene of an accident, it may be hours or days later that the true extent of the injuries become apparent.

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How we can help you recover from a personal injury

Posted Oct 19, 2017.

The UK Law is a complex and ever changing arena as new legislation is enacted and new precedents are set through Case Law. Given these complexities there are obvious benefits of using a reputable Solicitor or Lawyer with experience in the field of Law you require.

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Injured at Work

Posted Oct 19, 2017.

Workplace accidents are common, but injured workers are often reluctant to seek compensation because they fear for their job.

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Can I make a compensation claim, if I am injured when I am on holiday abroad?

Posted Oct 19, 2017.

The simple answer to this is "yes", if somebody else is to blame or partly to blame.

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Picking up more than just a suntan

Posted Oct 19, 2017.

When choosing a holiday destination there are many things to take into account, not least the climate, culture, location, accommodation and facilities.

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Brain injuries can have significant impact not only for the injured but also for their family

Posted Oct 19, 2017.

Jane, a semi-retired speech therapist, was a pedestrian crossing a busy high street, when she was knocked over by a motorcyclist. She lost consciousness and was rushed to hospital with a head injury, resulting in a brain haemorrhage, as well as three broken ribs, bruising and soft tissue damage to her body.

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Concussion Aware

Posted Oct 19, 2017.

Headway, the brain injury association, launched their Concussion Awareness campaign as part of "Action for Brain Injury Week 2016".

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The impact of a brain injury

Posted Oct 19, 2017.

Irishman, James, who was 63 at the time, was rushing across the road to catch a bus and was nearly at the pavement on the other side when he was hit by a car. He was rushed to hospital by air ambulance where they confirmed he had suffered a brain injury and had also broken his collar bone. He was in intensive care for 3 weeks.

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A second is all it takes to change someone’s life

Posted Oct 19, 2017.

Daniel was riding his motorcycle along the road, around a bend, when a coach pulled out of a car park into his path causing him to hit the side of it. He was knocked unconscious and taken to hospital with serious injuries. Daniel suffered concussion, six fractured ribs, a partially collapsed lung, two fractured vertebrae, a fractured shoulder blade, a ruptured liver and kidney, multiple nerve root injuries to the right side of his neck and loss of movement in his right arm. His memory was also i

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Compensation for your cycling accident

Posted Oct 19, 2017.

Cyclists can be at a disadvantage when using the roads, not least from drivers not giving a wide enough berth as they overtake. Using high visibility clothing a

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University of Reading Student Shares Work Experience At Bakers Solicitors

Posted Oct 19, 2017.

For two weeks in August, Bakers have had a student from the University of Reading on work experience during his summer holidays. We asked the student to complet

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Young drivers today - Oh how things have changed!

Posted Oct 19, 2017.

Carol Stanton compares her early driving experiences to those of new drivers today and looks to what the future may hold!

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Congratulations to Sky Diving Trio

Posted Oct 19, 2017.

Well done to Carol Stanton of Bakers Solicitors for recently completing a tandem skydive for charity.

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Medical Innovation Bill - Myth vs Reality

Posted Oct 19, 2017.

The Association of Personal Injury Lawyers (APIL) has published a Q&A briefing on the Medical Innovation Bill and its implications. Read the full briefing here.

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The Importance of Complying with Court Orders/Directions

Posted Oct 19, 2017.

Once Court Proceedings have been issued and served, the Court will provide a procedural timetable to deal with the Claim approaching Trial, for example filing of a medical report or exchanging of witness evidence, etc.

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Ministry of Justice

Posted Oct 19, 2017.

I was recently sent this press release from the Ministry of Justice. It took my breath away. I could not believe that the Government are sensationalising the plight of innocent injured victims. It is outrageous that the Government is trying to claim credit for the way the Courts have worked for years. In the press release, the Justice Secretary Chris Grayling tries to claim that he is bringing 'common sense' back to the system and claims that there is a compensation culture.

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